Services

Checking Accounts

The Brown Bank offers one of the area’s best selection of checking plans at competitive rates.

Standard Checking

  • $25.00 opening balance required
  • No minimum balance requirement
  • $6.00 flat fee per statement cycle
  • No per check charge
  • Flat fee will be waived for any student under age 21

Now Account

  • If balance falls below $500.00, there is a base fee of $6.00 plus a 15¢ per debit item
  • Must maintain a daily balance of $1,000.00 to earn annual percentage yield
  • Interest rate varies with market conditions

Money Market Investment Account

  • $1,000.00 opening balance required
  • minimum balance requirement of $500.00
  • If balance falls below $1,000.00, there is a base fee of $6.00 plus $1.00 per debit item
  • 6 transfers allowed per month, 3 by check and 3 by third party
  • Must maintain a daily balance of $1,000.00 to earn annual percentage yield
  • Interest rate varies with market conditions

Fifty Plus Checking

  • $25.00 opening balance required
  • Wallet style checks at no charge
  • No monthly base fee
  • No annual fee for MasterCard or Visa
  • Must maintain a daily balance of $1,000.00 to earn annual yield
  • Interest rate varies with market conditions
  • Other bank services at no cost – just ask!

Savings Accounts

The Brown Bank offers a variety of federally-insured savings and investment plans.

Passbook Savings

  • $25.00 opening balance required
  • 4 withdrawals per quarter; $2.50 charge for each debit thereafter
  • Interest rate varies with market conditions

Christmas Savings

  • No minimum balance to open
  • One withdrawal allowed before year-end
  • Interest rate varies with market conditions

Certificates of Deposit

  • Maturities to meet your needs
  • Minimum balance requirement of $500.00
  • Competitive Rates

Individual Retirement Accounts

  • Same maturities as Certificates of Deposit
  • Federal law requires a substantial interest penalty for early withdrawal of a CD or IRA

Alternative Investment Products

  • Tax deferred annuities
  • Life Insurance
  • Estate planning
  • Retirement Planning
  • Discount Brokerage

Lending Services

The Brown Bank offers a full line of personal and commercial lending services.

Personal Loans

  • Automobile
  • Boat
  • Education
  • Recreational Vehicle
  • Vacation
  • Swimming Pool
  • Debt Consolidation

Home Loans

  • Home Improvements
  • Real Estate
  • New Construction
  • First and Second Mortgages

Commercial Loans

  • Full line of lending services for farm and business
  • Competitive Rates and Terms
  • Equipment Leasing Program

Special Services

In an effort to meet all your financial needs, The Brown Bank offers a variety of special services.

Info Voice 24 Hour Voice Response

  • Balance Inquiries
  • Loan Payments
  • Rate Information
  • Community Bulletin

Other Special Services

  • ATM cards
  • Bank by mail
  • Cashier’s checks
  • Check imaging
  • Direct deposit
  • EFTPS
  • FAX service
  • Night deposit service
  • Notary service
  • Safe deposit service
  • Savings bonds
  • Stop payment
  • TT&L deposit
  • Traveler’s checks
  • Wire transfers